Insurance Reinstatement
Contractors in Oxford
& Oxfordshire.
Damaged home? We handle the repairs and the insurer directly. Fire, flood, escape of water, storm & structural damage repairs working in your interest.
Insurance Work
Independent contractor working in your interest.
Damaged home?
We handle the repairs and the insurer.
When fire, flood or structural damage hits your home, the last thing you need is a battle with paperwork on top of the upheaval. Crawford Construction is a trusted insurance reinstatement contractor working across Oxford and Oxfordshire, putting damaged homes back to their proper condition after an insurance claim — and dealing with the insurer, broker and loss adjuster directly so you don't have to.
From emergency make-safe through to the final coat of paint, we manage the whole reinstatement: surveying the damage, preparing a detailed schedule of works, agreeing the scope with your insurer, and carrying out the repairs to a high standard. Our job is to get your home — and your life — back to normal.
The damage we reinstate
Fire and smoke damage
Structural repairs, smoke and soot removal, replacement of damaged finishes and full reinstatement after a fire.
Flood and escape-of-water damage
The most common household claim. We handle strip-out, drying, and full repair after burst pipes, leaks, overflows and external flooding — restoring floors, walls, kitchens and bathrooms.
Storm and impact damage
Roof, structural and external repairs after storms, fallen trees, or vehicle impact.
Subsidence and structural damage
Structural reinstatement including underpinning, crack repair and rebuilding, working alongside the structural engineers and specialists your claim requires.
Make-safe and emergency works
Immediate board-up, propping, weatherproofing and securing of the property to prevent further damage while the claim is assessed.
Local Reinstatements
Reinstatement Quality
Fully Insured & Vetted
Completing works to British standards.
We deal with your insurer — so you don't have to
This is where we take the weight off you. We handle the process from initial assessment to final sign-off.
Detailed Survey
Survey the damage and document it thoroughly with photos and reports.
Schedule of Works
Prepare a detailed schedule of works (the itemised scope the claim is built on).
Insurer Liaison
Liaise directly with your loss adjuster, broker and insurer to agree the scope and costs.
High-Spec Reinstatement
Carry out the reinstatement to the agreed specification.
Constant Updates
Keep you updated at every stage, with one named point of contact.
Peace of mind: You stay informed and in control, without spending hours on hold or translating insurance jargon.
You can choose your own contractor
Many homeowners don't realise this: when you make a buildings insurance claim, you generally have the right to use your own trusted contractor rather than being obliged to accept the insurer's recommended firm.
Choosing an independent, local contractor like us means someone working in your interest, to a standard you've chosen — while still working cooperatively with the insurer to settle the claim fairly. We're happy to explain how this works for your situation.
Working with insurance brokers and loss adjusters
We work hand in hand with Oxford insurance brokers, loss adjusters and insurers to move claims along smoothly. Our detailed, accurate schedules of works give brokers and adjusters exactly what they need to validate and settle a claim quickly — which means less back-and-forth and a faster route to repairs for the policyholder.
Are you a broker or loss adjuster? We're a reliable reinstatement partner for Oxfordshire insurance professionals who need a trusted contractor to survey damage, cost the scope and deliver quality repairs on time. Get in touch to discuss referrals and approved-contractor arrangements.
How we work
Emergency make-safe
(if needed) — we secure the property fast to prevent further damage.
Survey & schedule
We assess the damage and produce the itemised scope your claim needs.
Insurer liaison
We agree the scope and costs with your loss adjuster, broker and insurer.
Reinstatement
Repairs and rebuilding carried out by skilled trades, fixed scope, clear schedule.
Handover
A full walkthrough, your home restored, and the paperwork closed off cleanly.
Why choose Crawford Construction
for your reinstatement work.
Direct Insurer Liaison
We deal with the insurer, broker and loss adjuster directly — minimal stress for you.
Independent & On Your Side
An independent contractor working in your interest, not the insurer's.
Full Reinstatement Service
Handling fire, flood, storm and structural, from emergency make-safe to final finish.
Claim-Friendly Documentation
Detailed schedules of works that keep the claim moving forward smoothly.
Local Oxfordshire Presence
Fast response times across the county for surveys, reports, and emergency works.
Fixed & Transparent Costs
Fixed-price, itemised quotes and one named project manager throughout.
Fully Certified
BDMA-affiliated technicians, insurer-approved contractor standards, fully insured.
Areas we serve
Insurance reinstatement across Oxford City Centre, Headington, Summertown, Jericho, Cowley, Iffley, North Oxford and Botley, and throughout Oxfordshire — Witney, Bicester, Abingdon, Didcot, Kidlington, Woodstock, Thame, Banbury, Carterton and the Cotswolds.
Need insurance reinstatement?
Contact us for emergency make-safe works or to arrange a comprehensive property damage survey. We'll handle the paperwork and direct insurer discussions.
Frequently asked questions
Common questions homeowners ask about claims, loss adjusters, and reinstatement in Oxford.
Usually not. With most buildings insurance claims you have the right to appoint your own contractor, provided the work and cost are reasonable and agreed. Using an independent local firm means someone focused on doing the job properly for you, while still working with the insurer to settle the claim.
Yes — that's a core part of what we do. We prepare the schedule of works, liaise with your loss adjuster, broker and insurer, and agree the scope so you're not left negotiating the technical detail yourself.
A loss adjuster is appointed by the insurer to assess the claim and agree what's covered. A schedule of works is the itemised list of repairs and costs the claim is based on — getting it accurate and complete is what prevents under-settlement and disputes later. We produce this for you.
Your policy covers the reinstatement of insured damage to put the property back to its previous condition. You'll normally pay your policy excess (the agreed first portion of any claim), and some betterment or upgrades beyond like-for-like may not be covered. We'll explain clearly what falls inside and outside the claim before work starts.
For urgent situations — escape of water, storm damage, fire — we prioritise make-safe works to secure the property and prevent further loss, then move into the full survey and reinstatement.
It depends on the extent of the damage, from a few days for a contained water-damage repair to several months for major fire or structural reinstatement. We give you a clear programme once the scope is agreed.
Yes — including underpinning and structural repair, working alongside the structural engineers and specialists these claims typically require.
Yes. We regularly work with Oxford insurance brokers and loss adjusters, and we're happy to be appointed via your broker. We'll provide the schedule of works and documentation they need to progress the claim, and keep both you and your broker updated throughout.
Let's build
somethingremarkable.
From first sketch to final handover — Oxfordshire's trusted team for homes built with precision, craftsmanship and care.
